Practice Areas – Insurance Bad Faith

Practice Areas

Insurance Bad Faith

Insurance companies are sophisticated, well-resourced, and experienced at protecting their bottom line. When they act in bad faith by denying, delaying, or underpaying legitimate claims, they count on policyholders not having the tools or tenacity to push back effectively. We’re here to change that.

Insurance exists to provide protection in your most vulnerable moments. When you file a legitimate claim, you have a reasonable expectation that your insurer will handle it fairly, promptly, and honestly. When an insurance company falls short of that obligation, it is not just a financial setback. It is a breach of the trust and the promise at the heart of your policy.

Insurance bad faith can take many forms, from outright denial without valid cause to prolonged delays designed to pressure a claimant into accepting less than they’re owed, to a failure to conduct a proper investigation altogether. The impact on policyholders and their families can be significant, leaving people without the resources they need at a time when they need them most. You paid for the protection your policy promises, and at Johnson Jensen Williams, we work diligently to make sure you receive it.

What Is Covered

Depending on the circumstances of the claim and the insurer’s conduct, bad faith claims may address matters including, but not limited to:

The full value of the original denied or underpaid claim

  • Consequential damages resulting from the insurer’s delay or denial
  • Emotional distress caused by the insurer’s conduct
  • Attorney’s fees and litigation costs
  • Punitive damages for particularly egregious conduct

What To Expect

If you believe your insurance company has acted in bad faith, Johnson Jensen Williams is ready to help. We carefully review your policy and claim history, advise you on your rights, and work diligently to pursue the full and fair resolution you deserve.

Do I Have a Case?

Every bad faith claim is different, and the strength of your case depends on the specific conduct of the insurer and the terms of your policy. Our experience allows us to quickly evaluate your situation and advise you on the most effective path forward. There is no charge for our initial discussion.

Some questions to ask yourself as a starting point:

  • Has my insurance company denied a claim that I believe should be covered?
  • Has my insurer delayed the handling of my claim without a reasonable explanation?
  • Do I believe I was offered a settlement that significantly undervalues my claim?
  • Has the insurer failed to communicate clearly or conduct a proper investigation?
We are here for you

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